Instead of waiting until you file your taxes to receive your refund, a Chicago startup will now let you access your money year-round, giving Americans a monthly paycheck boost instead of a one-time annual deposit.

Klover announced Tuesday that it’s offering a new feature that lets users get access to their future refunds today through its app.

By turning tax refunds into monthly payments spread throughout the year, the company says it can help users from needing to take out loans and high-interest…

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