I am anti-silence about hard conversations. Why? Because silence guarantees truculence when individuals, families, partners, spouses, and business owners do not discuss profits, succession, incapacity, death, property protection, and who-gets-what. Know what else is guaranteed? Stress, confusion, and heartache probably coupled with asset loss and taxes. Therefore, let’s turn up the volume on a hard conversation- estate planning. If you do not have an estate plan that matches your needs, the needs of your family, your business partners, and your property, get one.